INSURANCE CLAIMS
Here to Help You With Roof Insurance Claims
in Cheektowaga, Lockport, Hamburg, Amherst, Williamsville, Clarence, & Buffalo, NY
Following a loss, homeowners and business owners find themselves in a very vulnerable situation. In these circumstances it is very easy to be misled or taken advantage of by an insurance adjuster. You pay your insurance premiums faithfully in the hopes that you will never need to use it. And let’s face it, most of us do not find ourselves urgently in need of a new roof very often. When a loss does occur, though, it is extremely important to know your rights.
While every policy seems to differ a bit in what exactly is covered, the general theme is to restore the homeowner to “pre-loss condition.” What does this mean? We have seen some insurance companies that attempt to force the homeowner to select particular contractors based solely on lowest price. The results are almost always a poor quality “patch” job, which usually results in diminished property value. If you have ever experienced a loss, you may have been told, “Get three or four estimates and send them to us.”
Know Your Rights!
It is appalling to consider that an insurance company or their adjuster could so flagrantly disregard the needs of the insured by requiring you to complete their legwork and deplete your time, as well as the time and resources of an unpaid contractor.
In most cases, a professional adjuster can settle a claim within days. However, it is important to be aware that these folks work for the insurance company. If rubbed the wrong way, these individuals may become stubborn or lazy, thereby prolonging your settlement indefinitely.
They are supposed to be able to visit the site and evaluate the loss themselves. Instead, they ask for estimates to be provided to them, then select the lowest priced estimate, and from there, make deductions for such things as depreciation, betterments, etc. Professional contractors, therefore, are reluctant to even get involved with this process once they know it involves a homeowner's insurance situation. Collingwood, however, will get involved on your behalf. We have been highly successful in negotiating very fair settlements for our clients.
Our Team is Proud to Assist Clients Across the Amherst & Buffalo, NY Regions
If your home has recently sustained damage, you're not alone. All you have to do is
contact one of the experienced representatives at Collingwood Construction to request support. For years, our emergency roofing company has continued to provide comprehensive assistance across
Buffalo, NY and the rest of Western New York. Not only will our craftsmen restore your surroundings to like-new condition, but we'll remain by your side throughout each phase of the insurance process. On top of that, we offer highly competitive rates, so you won't have to worry about paying hidden service fees or inflated prices. We're here to help!
